Our Mission  is to provide basic financial education that builds personal economic stability, to impart knowledge about how to maintain a debt-free lifestyle, to equip people with tools and skills to confidently achieve their financial goals.

We are interested in helping not only individuals but also schools, churches, groups, organizations, and financial institutions.

Patricia W. Dixon, Executive Director, brings more than 25 years of financial services experience to 2nd Chance working in the Banking, Credit Card, Securities Brokerage and Mortgage industries.

Here’s what people are saying:

• “You didn’t make me feel stupid or embarrassed for where I am financially, and you put things in a way that’s easy to understand.”

• “I came to one seminar, started doing what I learned and I was debt free in less than six months.”

• “After my husband died I didn’t know what to do. You taught me everything I needed to know from balancing my checkbook to eliminating all my debt. I learned what to say when I received intimidating calls from collectors, and how to best protect the money I had.”

• “I share what you taught me with others, because it works.”

• “You helped save my house by being my advocate and by introducing me to people who could help consolidate my debt.”

• “In less than seven months after using the financial principles and strategies on credit repair, I was able to obtain a brand new car with a good interest rate.”

• “By following your principles my daughter was able to buy her first house at the age of 20.”

• “My credit score went up at least 60 points from following your instructions on credit repair. Now I can buy a house.”

• “I tried everything I knew to negotiate my collections and they refused to help. With one call from your company they have now set up a payment plan that I can afford.”